Job Description
This is a hybrid opportunity. SUMMARY: The Senior Financial Analyst supports the Business Finance Director in all financial planning, forecasting, reporting, and business performance analysis activities for the Wholesale Banking segment. This position plays a key role in transforming financial data into actionable insights that inform decisions around pricing, profitability, loan growth, deposit mix, and risk-adjusted returns.
The role blends traditional FP&A rigor with forward-looking analysis and requires curiosity, precision, and strong understanding of commercial banking economics.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
Financial Planning & Forecasting - Supports the preparation of annual budgets, forecasts, and multi-year plans for the Wholesale Banking portfolio.
- Develops and maintains driver-based forecast models for NII, fees, credit losses, and expenses.
- Collaborates with line-of-business partners to validate assumptions and provide variance explanations.
Reporting & Analytics - Produces monthly and quarterly financial performance reports, identifying key drivers behind variances and trends.
- Analyzes portfolio profitability, balance sheet composition, and product-level contribution.
- Maintains banker performance dashboards and assist in incentive metric tracking.
Business Partnering - Provides analysis and insights to business partners on client, product, and industry performance.
- Supports the development of presentations for leadership, including executive and board-level materials.
- Participates in ad hoc analyses and business case development for new products, pricing, or initiatives.
Controls & Data Integrity - Ensures accuracy and completeness of financial data and reconciliations.
- Partners with Controllership and Risk to validate financial inputs and align reporting standards.
- Maintains documentation for forecasting methodologies and reporting assumptions.
- Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
- Adheres to Bank policies and procedures and completes required training.
- Identifies and reports suspicious activity.
EDUCATION Bachelor's Degree in a quantitative field such as economics, finance, statistics, or mathematics required. Advanced degree or certification (MBA, CFA) preferred.
Experience - 5+ years of progressive finance experience (FP&A, commercial banking analysis, or related field) required.
Knowledge, Skills And Abilities - Solid understanding of banking P&L, loan/deposit drivers, credit risk concepts and FTP.
- Strong analytical and modeling skills.
- Advanced proficiency in Excel, Power BI/Tableau, and data-driven forecasting tools; SQL and Python experience a plus.
- Proficiency using AI tools in a professional environment.
- Understanding of data governance and data quality controls.
CORE COMPETENCIES - Analytical curiosity and attention to detail.
- Business acumen specific to banking.
- Clear and concise storytelling through data.
- Initiative and ownership of deliverables.
- Team collaboration across Finance, Credit, and Business partners.
Additional Information - Candidates residing in locations within BankUnited's footprint may be given preference.
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